Hourly Rate Converter
Convert between hourly, daily, weekly, monthly and annual pay — with NMW compliance check
Common Questions
How do I convert hourly to annual salary?
The formula is: Annual salary = hourly rate × hours per week × 52 weeks. For example, £15/hr working 37.5 hours per week gives £15 × 37.5 × 52 = £29,250 gross per year. This is before income tax and National Insurance deductions are applied.
What is the UK National Minimum Wage in 2025/26?
From 6 April 2025:
- Age 21+: £12.71/hr (National Living Wage)
- Age 18–20: £10.00/hr
- Age 16–17: £7.55/hr
- Apprentice rate: £7.55/hr
These rates apply to nearly all workers. Your employer cannot pay less for any hours worked, including training time and travel between work sites.
What counts as working time for NMW purposes?
For NMW, working time includes: time you are required to be at the workplace, mandatory training (including induction), travel between different work locations (but not your home-to-work commute), time you are on call at the workplace, and time spent in uniform changing if required on-site. If deductions for uniforms, tools, or accommodation bring your effective pay below NMW, this is illegal.
How many working days are in a year in the UK?
A typical UK working year has 260 working days (52 weeks × 5 days), minus bank holidays (usually 8 in England and Wales). This gives roughly 252 paid working days if you work bank holidays separately. However, this varies by employer — some roles don't include bank holidays in contracted hours, or workers have different patterns.
Enter your pay and working hours to convert across all pay periods.
2025/26 NMW Rates
- Age 21+ (NLW): £12.71/hr
- Age 18–20: £10.00/hr
- Age 16–17: £7.55/hr
- Apprentice: £7.55/hr
Related Calculators
What's included in this calculator
Instant check against the 2026 £12.71/hr minimum.
Quick conversion from hourly rate to net annual pay.
Toggle between 35, 37.5, and 40-hour standard weeks.
Support for time-and-a-half and double-time rates.
Adjusts for specific working day counts in the year.
Compare inside-IR35 hourly pay to perm equivalents.
Converting Between Pay Periods in the UK
Whether you are comparing a job offer quoted as an annual salary with your current hourly rate, or checking whether your daily rate works out to more or less than a permanent equivalent, converting between pay periods is an essential practical skill. The key relationship is simple: hourly rate × hours per week × 52 weeks = annual salary. From that annual figure, you can derive monthly (÷12), weekly (÷52), and daily (÷number of working days per year).
For the 2025/26 tax year, the National Living Wage — the minimum rate for workers aged 21 and over — is £12.71 per hour. This was set by the government following the Low Pay Commission's recommendation and represents a significant uplift from the previous year's £11.44. Employers who pay less than the applicable NMW rate for any hours worked are breaking the law and can face HMRC investigations, penalty notices, and naming on the public "name and shame" list.
When comparing a day rate (common in contracting and freelancing) to a permanent salary, remember to factor in the lack of employer benefits: no employer pension contribution, no paid holiday, no sick pay. A general rule of thumb is that a day rate needs to be approximately 1.4 to 1.6 times the equivalent permanent daily rate to be truly comparable after accounting for these missing benefits.